Spread canned refried beans onto any cheap tortilla chips.

Then sprinkle a little cumin, shredded cheddar, and some diced jalapenos if you have them.

No big deal if you don’t.

Bake in the oven or toaster oven at 350 until the cheese is melted, eat with some salsa.  They are a lot more filling with the beans than if you just had the chips with cheese.